A lasting power of attorney is a great way to give yourself peace of mind for the future, just like making a will. Here, we'll look at the main benefits and how you can get yours from the comfort of home.
Here’s what you’ll need to think about before your appointment. You may find it helpful to write down your wishes before our call so everything’s in one place.
The rules of intestacy decide what happens to someone’s estate when they die without a will. The spouse or civil partner inherits the first £270,000 plus half of anything that’s left over. The children then get an equal share of the rest.
When someone dies with outstanding debt, it needs to be repaid from the estate before beneficiaries can get their inheritance. If there isn't enough money in the estate to pay it off, the debt is simply written off.
You can scatter ashes by casting them into the wind from a scattering tube. Other options include creating a colourful garden feature or scattering the ashes at the beach and letting the tide wash them away.
Ashes can be scattered almost anywhere in the UK, as long as you have permission from the landowner first. If you’re thinking about scattering ashes at sea or on a river, you don’t need a permit, but you should follow the Environment Agency’s guidance.
Unmarried partners don’t inherit anything when their partner dies in the UK, so it’s really important to have a will in place to set out your wishes. This can cover everything from money in the bank, to pensions, to the property you share.
A codicil is a legal document that allows you to amend an existing will. This can be helpful if you want to add new family members or leave gifts to charities, but it’s better to write a new will for larger changes.
To value a house for probate, it’s usually best to hire an RICS property surveyor – especially if the estate’s value is close to or above the inheritance tax threshold. For bank accounts and other assets, you can usually contact the organisations directly.
We all have to deal with loss at some time in our lives. When this happens, we may need to take time away from work to grieve, organise a funeral and sort out the estate. Taking this time from work is known as compassionate leave.
To get probate without a will, you need to apply for a grant of letters of administration. This allows the next of kin to access the estate and distribute assets in line with the rules of intestacy – which we’ll explain in more detail here.
An executor of a will is responsible for dealing with the estate of the person who died. This includes valuing the estate, selling property, closing accounts, paying off debts and distributing assets to the beneficiaries named in the will.
A deed of variation allows you to change someone’s will after their death. This can be a good way to minimise the amount of inheritance tax that needs to be paid, but it’s essential that all the beneficiaries agree before any changes can be made.
You can usually find someone’s will with other important financial documents, such as bank statements and pension information. If you can’t find it in their house, you could search online to see if the will is recorded on the National Will Register.
You can register a death by visiting your local register office. This usually needs to be done within five days of the death in England and Wales. It’s free to register a death, but there’s a fee of £11 for each copy of the death certificate.
Dealing with probate can be an expensive process. But by closing accounts, selling property and distributing assets yourself, you could save thousands in probate solicitor fees.
A grant of representation is a document that allows you to deal with someone's estate. To get one, you need to collect up information about their estate, fill out a form and submit an application to the probate registry.
You can find a probate solicitor near you by searching online or in telephone directories. Or, if you would prefer to sort out probate over the phone, you could use our nationwide probate service.
The inheritance tax threshold for 2020/21 is £325,000. Anything over the threshold is liable to 40% tax – but it doesn’t apply to every case.
In order to get a death certificate, you need to register the death in a local register office. It’s free to register the death, but you’ll need to pay £11 for each copy of the death certificate.
For most married couples, a joint will is usually the best option. This allows each of you to write your own individual wishes without having to pay for two separate wills. For more complex relationships, a trust may be a better option.
With banks, building societies and law offices closing across the country, many people have been left wondering how to deal with their loved one’s estate. Here are some tips to help you apply for probate from the comfort of your own home.
From live streaming funerals to delayed memorial services, there are plenty of options available when it comes to arranging a funeral during the coronavirus lockdown.
With social distancing being enforced across the country, many families are confused about their options when it comes to arranging a funeral. Here, we cover the most common questions customers have been asking over the last few weeks.
If you’re self-isolating due to the coronavirus lockdown, you may be wondering how to get your will witnessed and signed. Here are a few steps you can take to keep yourself and your loved ones protected.
From making a will at home to getting it witnessed when you’re self-isolating, here’s everything you need to know about making a will during the coronavirus outbreak.
You can write a will at home by using an online will writing service. Then you can print and sign it alongside two witnesses to make it legally binding.
The probate registry is responsible for handling probate applications in the UK. Once an application has been approved, the probate registry will issue a grant of representation to either the executor or administrator of the estate.
A humanist funeral service is a type of non-religious ceremony celebrating the life of someone who has died. This may be led by a humanist celebrant, or you could simply arrange your own non-religious memorial with your loved one’s ashes present.
You may need probate if your husband or wife dies and leaves behind assets that aren’t jointly owned with you. However, if you’re the joint owner of their property and bank accounts, probate may not be required.
You can arrange an unattended cremation over the phone in just a few minutes. Your loved one will then be collected from their place of death and cremated without a ceremony at a crematorium.
You can delay someone’s funeral by arranging an unattended cremation immediately after their death. Then, once their ashes have been returned to you, you’re free to have the memorial service at a time that’s right for you and your family.
A funeral director is responsible for arranging every part of a funeral, including the coffin, ceremony and the burial or cremation. But if you would prefer something less traditional, you could arrange the funeral yourself without a funeral director.
Letters of administration (also known as a grant of letters of administration) is a document issued by the probate registry. This allows someone to act as the administrator of an estate after someone has died.
Before choosing your probate provider, it’s worth shopping around to find the best service at the best possible price. Here, we’ll look at the main things you need to look out for when comparing probate services in England and Wales.
Next of kin is the term used to describe your closest living relative, such as your spouse or civil partner. The UK doesn’t have laws around who you can name as your next of kin, but there are specific rules for who takes responsibility when someone dies.
If you can’t afford to pay for a funeral, you may be able to claim a Funeral Expenses Payment from the government. Other options include using the bank account of the person who died and arranging a Public Health Funeral.
Probate usually takes 1-3 months depending on the complexity of the estate. It can then take up to 6 months to close accounts, sell property and pay taxes.
Before applying for probate, you'll need to gather details about your loved one's estate. Here, we'll cover what you need, why, and how you can find it – and we’ve also got a free probate checklist to help you keep track of everything.
Probate (short for ‘a grant of probate’) is a legal document that shows banks, the Land Registry and other organisations that you have the authority to deal with someone’s estate. The process of getting probate usually takes 1-3 months.
Probate is usually required if the estate of the person who died is worth more than £10,000. However, if most of the assets in the estate were jointly owned, probate may not be needed at all.
After receiving the ashes from a cremation, many families arrange their own personal memorial service. You’re then free to display or scatter the ashes anywhere you wish – or you could even create a series of mementos for your family.
Cremation has been a funeral option in the UK for over 150 years, but it still remains a mystery to many people. Here, we look at exactly what happens at a cremation so you and your family know what to expect.
A funeral in the UK can cost anywhere from £980 to well over £10,000 depending on the type of service you want. At an average of £5,000, a traditional burial is the most expensive option, while a direct cremation is the cheapest.
The first step in arranging a funeral is choosing what kind of service you want. You’ll need to hire a funeral director if you’re arranging a traditional service, but with direct cremation, you can plan the memorial yourself for a fraction of the cost.
After losing a loved one, you may need to apply for probate before you can deal with their estate – but only specific people can handle the probate application. Here, we’ll look at who can apply and how you can get started today.
You can avoid inheritance tax by leaving everything to your spouse or civil partner in your will. Alternatively, you could reduce your inheritance tax bill by giving gifts while you're alive or leaving part of your estate to charity.
When couples in the UK think about writing a will, the term ‘mirror will’ often springs to mind. But is it really the best option for you and your partner?
A will can be witnessed and signed by anyone over the age of 18 – such as a neighbour, friend or colleague. The only rules are that they can't be a beneficiary of your will, married to a beneficiary, or blind.
Our online will writing service makes it quick and easy to write a will from the comfort of your own home. Here, we'll cover what happens next to make your will legally binding, plus some tips on storing it safely at home.
We created our online will writing service to make writing a will simple and stress free – and the same goes with managing your account. From resetting your password to cancelling your subscription, you can find out exactly how to do it here.
Our update service makes it quick and easy to change your will in the future. Here, we look at how it works and why it's so important to keep your will up to date.
When you write a will with Farewill, it includes some general provisions that grant additional powers to your executors and trustees. Here, we’ll cover what these are and why you need to know about them.
When it comes to writing a will, it’s important to have a plan in place for your business. Here’s everything you need to know about leaving a business in your will.
Thinking about writing a will but unsure where to start? This simple guide explains the key steps involved so you know exactly what to expect when you start writing your will.
One of the most important things to consider when writing a will is who is going to inherit your estate. Here, we cover everything you need to know before choosing your beneficiaries.
Writing a will lets you do more than appoint guardians for your children, you can also choose who looks after your pets if something happens to you. Here's everything you need to know to make sure your pets are provided for when you’re gone.
If you have children under 18, you need to write a will and appoint legal guardians to protect their future. Here’s everything you need to know about guardians, their responsibilities and how to choose them.
One of the most important parts of writing a will is choosing your executors. Here, we’ll cover who can be an executor, what they do and why they’re so important.
Your home is probably the most valuable asset you own, so it's important that you have a say over what happens to it when you die. Here's everything you need to know about including property in your will.
When someone dies without writing a will, their estate is shared out following the rules of intestacy. Here, we’ll cover what this means and who can inherit when there isn’t a valid will in place.